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Home › Products › Cygnet Finalyze › ITR Analysis

Analyze borrower's ITR fillings. Improve decisions with ITR analysis

Analyze income tax return filings to assess creditworthiness, repayment capability, financial stability, and lending risk before extending credit.

Get Started Today!

itr analysis

Discover ITR Analysis

Income Tax Return (ITR) Analysis provides insights into an individual’s income or a company’s financial transactions. It generates debt to equity ratio, gross profit ratio, net profit ratio, debt to EBITDA, Interest coverage ratio, and overall profitability ratio.

Bridge the gap, Physical to Digital

Fetch ITR filings data directly from the income tax portal without any human intervention or upload statement to facilitate AI-OCR-driven Intelligent Document Processing.

Generate various financial ratios in a go

Assess borrowers’ creditworthiness to enable the pre-credit extension and automate credit appraisal post-lending.

Optimize loan processing TAT

Enable income and employment verification with ITR Analysis for faster approvals and disapprovals.

Our ITR Analysis API easily integrates with the existing workflow and process.

Connect with our experts!
Enhanced credit assessment and risk monitoring for public sector bank
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Experience the game-changer in BFSI: Cygnet Finalyze

itr analysis

GST Return Compliance Score

Spot potential risks and mitigate losses proactively with a compliance score.

GST Business Intelligence Report

Enable financial inclusivity with swift working capital loan approvals for businesses.

Bank Statement Analysis

Generate consolidated bank statement analysis from multiple bank accounts with AI/OCR driven IDP, or AA JSON, or bank integration.

Financial Statement Analysis

Identify corporate and business risks by assessing the enterprise’s financial performance.

ITR Analysis

Enable income assessment and derive diverse ratios with ITR analysis.

Invoice Verification for Trade Financing

Validate the authenticity of invoice details with IRP and GST data for trade financing.

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