Processed by
Discover Bank Statement Analyser
Our bank statement analyser generates a consolidated analytical report by merging multiple statements to derive financial insights from multiple bank accounts with IDP/AI -OCR-based data extraction capabilities.
Bridge the gap, Physical to Digital
Process bank statements in any format, including digital and scanned bank statements, or AA JSON, or direct integration with core banking (TXT, JSON, HTML, e-PDF).
Generate customized output reports
Tailored reports enhancing flexibility and meeting reporting metrics efficiently.
Reduce overall TAT and processing time up to 98% with automation
Implement automation to significantly decrease turnaround time (TAT) and processing durations, streamlining operations and improving efficiency by as much as 98%.
Minimize data discrepancies in final reports
Mitigate errors and inconsistencies in final reports with bank statement analyzer, ensuring reliability while minimizing the need for manual intervention and verification.
Processed by
One-stop Solution
Make better and accurate decisions with Bank Statement Analysis software
Explore endless possibilities with Bank Statement Analysis
Credit Assessment
Evaluate the creditworthiness of individuals or businesses by analyzing their banking transactions, providing insights into financial behavior and repayment capacity.
Credit Risk Monitoring
Continuously monitor and assess risks associated with accounts by analyzing transaction patterns and identifying potential red flags.
Insurance Underwriting
Assess risk levels for insurance policies with bank statement analysis, enabling insurers to make informed underwriting decisions.
Expense Analysis
Gain insights into spending patterns and financial habits by analyzing bank statements, facilitating budgeting, expense tracking.
Investment Decisioning
Evaluate risk factors with bank statement analyzer and enable informed investment decisions.
Processed by
A Fincorp reduced its loan processing Turnaround time by 80% with Bank Statement Analysis
Experience the game-changer in BFSI: Cygnet Finalyze
Processed by
Business impact Designed for BFSI, NBFCs and corporates
Use one intelligence foundation across lending, risk monitoring and counterparty assessment, with the workflow and controls required by each segment.
Business impact Banks & Financial Institutions
Apply the same intelligence foundation to the decisions and workflows that matter most to this segment.
Where it helpsPriority use cases
- Underwrite retail, SME, home, auto, and secured loans
- Verify income and identify financial obligations consistently
- Support insurance underwriting and financial profiling
- Strengthen fraud review and credit monitoring
Operating modelWhat changes for teams
- Fewer manual preparation steps
- Consistent evidence and risk logic
- Exception-led analyst review
- Structured integration into existing systems
Business impact NBFCs & Digital Lenders
Apply the same intelligence foundation to the decisions and workflows that matter most to this segment.
Where it helpsPriority use cases
- Handle high-volume statements without proportional operations growth
- Enable self-service and Account Aggregator journeys
- Generate product-specific CAM and risk outputs
- Improve straight-through processing for clean cases
Operating modelWhat changes for teams
- Fewer manual preparation steps
- Consistent evidence and risk logic
- Exception-led analyst review
- Structured integration into existing systems
Business impact Corporates & Large Enterprises
Apply the same intelligence foundation to the decisions and workflows that matter most to this segment.
Where it helpsPriority use cases
- Assess customer or distributor creditworthiness
- Review vendor cash-flow health before exposure
- Support supply-chain finance and channel lending
- Analyze corporate expense and treasury patterns
Operating modelWhat changes for teams
- Fewer manual preparation steps
- Consistent evidence and risk logic
- Exception-led analyst review
- Structured integration into existing systems