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ChatGPT: Raising the Standards of Conversational AI in Finance and Healthcare Space

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The Critical Role of Purchase Invoices in Financial Reporting

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Achieved efficient indirect tax reconciliation for an oil and gas giant

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A Step-by-Step Guide to E-Invoicing Implementation in the UAE

A Step-by-Step Guide to E-Invoicing Implementation in the UAE

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Cloud-Based CRM Modernization Helped a UK Based Organization Scale Faster and Reduce Deployment Complexity

Cloud-Based CRM Modernization Helped a UK Based Organization Scale Faster and Reduce Deployment Complexity

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Build Smart Workflow with Intelligent Automation and Analytics

Build Smart Workflow with Intelligent Automation and Analytics

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Global Fintech Fest (GFF) 2025

Global Fintech Fest (GFF) 2025

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Rewiring Tax Infrastructure: Build Your Single Source of Truth

Rewiring Tax Infrastructure: Build Your Single Source of Truth

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What Is Cygnet Finalyze?

Cygnet Finalyze bridges fragmented compliance data with confident financial decisions.

Powered by verified data and AI, it unifies borrower risk assessment, data verification, and fraud control into a real-time credit decisioning engine built for precision and speed. Cygnet Finalyze helps in credit analysis & lending, business health check & risk monitoring, compliance check & fraud prevention, and strategic finance & portfolio management.

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Cygnet Finalyze Empowers Every Credit Stakeholder

CROs & Credit Risk Teams

Underwrite SMEs within minutes with confidence backed by consent-based verified data, cutting approval cycles by over 80% and lowering default risk.

Credit Heads

Detect financial risks and fraud signals before disbursal.

Ensuring healthier portfolios and reducing post-disbursal losses.

Treasury & Trade Finance Heads

Validate invoices and counterparties before funding to reduce exposure and ensure compliance, preventing duplicate or fraudulent financing.

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Experience the game-changer in BFSI : Cygnet Finalyze

GRC Score

GST Return Compliance Score

Spot potential risks and mitigate losses proactively with a non-consent-based compliance score.

GST Business Intelligence Report

Enable financial inclusivity with swift working capital loan approvals for businesses, leveraging purchase data, sales data, and GST filing data along with tax payment trends to assess creditworthiness.

Bank Statement Analysis

Generate consolidated bank statement analysis from multiple bank accounts with AI/OCR driven IDP, or AA JSON, or bank integration.

Financial Statement Analysis

Identify corporate and business risks by assessing the enterprise’s financial performance, using cash flow statements, profit & loss statements, balance sheets, and key financial ratios for a comprehensive evaluation.

ITR Analysis

Enable income assessment and derive diverse ratios with ITR analysis.

Invoice Verification for Trade Financing

Validate the authenticity of invoice details with Invoice Registration Portal and GST data for trade financing.

Why choose Cygnet Finalyze as your Credit Decisioning Platform

Unify all financial data

Seamlessly consolidate GST, ITR, bank statements, invoices, and bureau data in one platform.

Validate invoice authenticity

Consent and non-consent-based trade invoice verification to avoid fake invoices before financing.

Accelerate credit decisions

Underwrite SME loans in under 10 minutes and cut approval time by up to 80%.

Ensure audit-ready compliance

Generate transparent, traceable, and regulator-compliant reports instantly.

Detect risks early

Flag red flags, mismatches, and defaults before they impact disbursals or cash flow.

Standardize risk policies

Apply consistent underwriting rules across teams, zones, and business units.

Score with confidence

Evaluate vendor, buyer, or distributor health with explainable logic and fallback scoring.

Reduce exposure & defaults

Minimize credit risk by up to 20% with real-time insights and predictive flags.

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Tailored for Every Financial Stakeholder

Banks & NBFCs

  • Underwrite MSME loans in minutes
  • Cut decision time from 2 hours to 10 minutes
  • Reduce NPA risk with early warning signals

Corporates & Enterprises

  • Score vendors pre-onboarding
  • Reduce partner risk and payment delays
  • Align procurement and finance via shared insights

MSMEs & Commercial Ops

  • Break silos between sales, credit & finance
  • Validate growth, cash flow & compliance via GST
  • Create audit-traceable, explainable risk models

Key Modules & Capabilities

Credit Risk Assessment Platform

  • GST analysis
  • GST return compliance score
  • Bank statement analysis
  • Financial statement analysis
  • Invoice verification for trade financing
  • ITR analysis

Trade Finance & Supply Chain Finance Risk Control

  • Invoice authenticity verification (consent & non-consent based)
  • Fraud prevention checks for invoice financing
  • Audit sampling supports post-financing

Intelligent Decision Engine

  • Scoring and insights generation
  • LLM-powered quantitative and narrative insights
  • Mismatch and Anomaly flagging
  • Audit-ready, explainable reports

Trusted by leading banks, NBFCs, TReDS platforms, and fintech lenders:

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faster underwriting decisions (e.g. reducing SME loan assessment from 2 hours to 10 minutes)

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reduction in credit defaults and fraud costs

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audit-traceable decisions compliant with regulatory standards

Ready to power confident credit and trade finance decisioning with Cygnet Finalyze?
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