The centralized digital platform to streamline billing operations in banks and NBFCs. The system automates rate determination, invoice/transaction‑wise JSON creation, reconciliations, and bulk signing, eliminating manual reversals and fragmented processes.

Yes, the solution is purpose‑built for BFSI and supports multi‑entity and multi‑GSTIN operations with centralized controls

Yes, integration is flexible. You can use APIs or file‑drop connectors to integrate with core banking systems, ERPs like Oracle, Finacle, BANCS and more

Cygnet Bills can be deployed on cloud, on‑premise, or hybrid models based on enterprise policy and regulatory needs.

Yes, the platform offers role‑based access, encryption, detailed audit trails, and aligns with InfoSec and regulatory standards.

Yes, with phased integration and co‑existence options.

Yes—many clients begin with file drop for speed, then graduate to APIs.

Via centralized rules with branch/entity parameters; lineage is retained for audits.

Yes—bill to/ship to addresses and other fields can be fetched and validated.

Yes—GL/income reconciliation and Advance (2A/2B) reconciliation are native.

The platform supports high throughput signing with queueing and retries.

Invoices, credit/debit notes, BG cover letters, scheduling agreements, delivery schedules, vendor rating docs, and more.

Typical pilots start in weeks using file drop and prebuilt templates; API rollouts follow.